DOCO Credit Union

Share Deposit Rate Schedule


Rates effective as of May 1, 2013

*SHARE CERTIFICATE RATES & IRA CERTIFICATE RATES
TERM DIVIDENDS
PAID
MINIMUM DEPOSIT RATE APY
(Annual Percentage Yield)
90 Days (1-180 Days) MATURITY $500 0.30% 0.30%
6 Months MATURITY $500 0.40% 0.40%
12 Months MONTHLY $500 0.60% 0.60%
18 Months MONTHLY $500 0.60% 0.60%
24 Months MONTHLY $500 0.80% 0.80%
36 Months MONTHLY $500 1.00% 1.00%
60 Months MONTHLY $500 1.24% 1.25%
**SHARE ACCOUNT RATES
ACCOUNT TYPE DIVIDENDS
PAID
RATE TIERS RATE APY
(Annual Percentage Yield)
Regular Shares MONTHLY $0 - $99.99
----------------
$100.00 - $500.00
----------------
$500.01 & Up
None
----------
0.15%
----------
0.25%
None
----------------
0.15%
----------------
0.25%
*IRA Regular Deposit Account MONTHLY $50.00 0.25% 0.25%
Share Draft/Checking MONTHLY NO MINIMUM 0.15% 0.15%
Christmas Club MONTHLY NO MINIMUM 0.25% 0.25%
Vacation Club MONTHLY NO MINIMUM 0.25% 0.25%
***Escrow Savings MONTHLY NO MINIMUM 0.15% 0.15%
Preferred Money Market MONTHLY $0 - $2,499
----------------
$2,500 - $24,999
----------------
$25,000 & Up
None
----------
0.25%
----------
0.30%
None
----------------
0.25%
----------------
0.30%
 

*$500.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.


Substantial penalty required for early withdrawal of share certificate accounts and IRA accounts before age 59 1/2.


*Rates and other terms may change at any time without prior notice and are declared monthly by the Board of Directors at the end of each month.


***This account type is no longer available. Existing accounts will be honored for the life of the account.


All deposits are insured up to $250,000 by NCUA (National Credit Union Administration), a U.S. government agency. IRA's (Individual Retirement Accounts) are separately insured up to an additional $250,000 by NCUA.


For additional information regarding the above accounts, please refer to the Truth-in-Savings Account Disclosures.