DOCO Credit Union

Loan Rates


Updated January 2012. Rates subject to change.


**All rates & terms listed are based on best credit worthiness. ACTUAL RATES & TERMS MAY VARY DEPENDING ON INDIVIDUAL CREDIT RATING.

**Rates Subject to Change Daily

**All Deposits Insured up to $250,000 By NCUA


NEW CARS & TRUCKS
Term APR Percentage Finances
36 Months 3.99% 110% Financing
48 Months 3.99% 110% Financing
60 Months 3.99% 110% Financing
66 Months 3.99% 110% Financing
72 Months 3.99% 110% Financing

USED CARS & TRUCKS
Year Terms APR
Used 36, 48, 60, 66 & 72 Months 3.99%

HOME EQUITY LOANS
Type Term APR
Fixed Rate 15 Year Financing w/3-year draw * Prime Rate
Variable Rate 15 Year Financing w/7-year draw 1% Above Prime Rate

* Set at Prime at time of loan, not to go below 6.00% (Certain qualifications apply.)


VARIOUS OTHER LOANS
Type Max Term APR Financing
New Recreational Vehicles 84 Months 5.75% 90%
Lawn Tractors 48 Months 5.75% 80%
Motorcycles & ATVs 60 Months 5.75% 80%
Share Secured Loans --- *2.00% over share rate ---
Signature Loans 36 Months 9.00% ---
VISA Classic Credit Card
VISA Platinum Credit Card
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11.90%
8.90%
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Real Estate Unimproved Land 7-Year 8.00% ---
Second Mortgage 15-Year w/1-time draw 7.50% ---

* Applied rate varies as Share or Certificate rate changes.