DOCO Credit Union

LOAN OPTIONS
Loan Type Features & Benefits
Auto Loans
  • New Auto Loans
  • Used Auto Loans
  • Fresh Start Auto Loans
  • Tax Saver Auto Loans
  • Competitive interest rates
  • Varying loan terms and payment frequencies
  • Pre-approvals available with no application fee
  • Fast, efficient application process
  • Dealer Direct lenders makes applying for and being approved for your auto loan possible right at the dealership. Click here for a list of Dealer Direct Lenders.
  • Credit Life & Credit Disability protection is available
  • Mechanical Breakdown coverage is available
  • GAP (Guaranteed Auto Protection) coverage is available
Consumer Loans
  • Boat & RV Loans
  • Furniture & Appliance Loans
  • Guaranteed Student Loans
  • Holiday Loans Loans
  • Motorcycle Loans
  • Ready CA$H Account Loans
  • Signature Loans
  • Share Secured Loans
  • Tax Saver Auto Loans
  • Competitive interest rates
  • Varying loan terms and payment frequencies
  • Pre-approvals available
  • No application Fee
  • Fast, efficient application process
  • Small-sum loans available
  • Credit Life & Credit Disability protection is available
Real Estate Loans
  • 1st Mortgages
  • 2nd Mortgages
  • Home Equity Loans
  • Unimproved Land
  • Construction Loans
  • Commercial Properties
  • Competitive interest rates
  • Pre-approvals available
  • No application Fee
  • Fast, efficient application process
  • Low closing cost
VISA® Credit Cards
  • Classic
  • Platinum
  • Share Secured Classic **
  • Competitive interest rates
  • No annual fee
  • Accepted worldwide
  • Convenient payment option including paying in person at any DOCO branch using your DOCO Online Banking Account, by mail or by phone.
  • No transaction fee
  • No balance transfer fee
Commercial Loans

DOCO offers a broad range of commercial loans, please contact our commercial lender, Chuck Owens at cowens@dococu.com or (229) 420-8254 for further information.


**Enjoy all the same features of the VISA Classic Credit Card, but secure your spending limits with Savings Account or Share Certificate deposits. Share Secured Credit Cards are great for building credit!



ADDITIONAL LOAN OPTIONS
Type Features & Benefits
Mechanical Breakdown Coverage

Most automobile dealers and manufacturers offer extended warranty plans. However, DOCO offers low-priced Automotive Protection packages that could save you hundreds of dollars over other plans. Plus, our warranty plans can be included in your vehicle financing making the cost virtually transparent. Ask your credit union representative for full details today.

GAP (Guaranteed Auto Protections)

In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually cover only the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial "gap", where you must make up the difference costing you thousands of dollars out of pocket. DOCO offers GAP coverage at an affordable rate to all individuals, who finance a new or used vehicle.

Repossessions

For information on repossessed vehicles for sale, please contact the credit union for current options:


  • Southwest Georgia Area: Mark O'Connor at moconnor@dococu.com or (229) 420-8200
  • North Georgia Area: Eddie Powers at epowers@dococu.com or (706) 886-3143
Foreclosures

Occasionally, foreclosed property is available for sale by the credit union. Inquiries about property for sale should be directed to Mark O'Connor at moconnor@dococu.com or (229) 420-8200